{"id":15706,"date":"2025-10-14T09:00:00","date_gmt":"2025-10-14T07:00:00","guid":{"rendered":"https:\/\/coach4expats.com\/?p=15706"},"modified":"2025-11-23T16:51:59","modified_gmt":"2025-11-23T15:51:59","slug":"%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d8%b9%d8%a8%d8%b1-%d8%a7%d9%84%d8%ab%d9%82%d8%a7%d9%81%d8%a7%d8%aa-%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%88%d8%a7%d8%b5%d9%84%d8%8c-%d9%88%d8%aa%d8%ac-13","status":"publish","type":"post","link":"https:\/\/coach4expats.com\/ar\/post\/%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d8%b9%d8%a8%d8%b1-%d8%a7%d9%84%d8%ab%d9%82%d8%a7%d9%81%d8%a7%d8%aa-%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%88%d8%a7%d8%b5%d9%84%d8%8c-%d9%88%d8%aa%d8%ac-13\/","title":{"rendered":"\u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627: \u0643\u064a\u0641 \u062a\u0624\u0645\u0646 \u0645\u0633\u062a\u0642\u0628\u0644\u0643"},"content":{"rendered":"\n<article class=\"wp-block-uagb-container uagb-block-a889a69c alignwide uagb-is-root-container\">\n<h2 class=\"gb-headline gb-headline-cf686dee gb-headline-text\"><strong>\u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627: \u0643\u064a\u0641 \u062a\u0624\u0645\u0646 \u0645\u0633\u062a\u0642\u0628\u0644\u0643<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-uagb-social-share uagb-social-share__outer-wrap uagb-social-share__layout-horizontal uagb-block-01269270\">\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-e99d7545\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.facebook.com\/sharer.php?u=\" tabindex=\"0\" role=\"button\" aria-label=\"facebook\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.8 90.69 226.4 209.3 245V327.7h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.3 482.4 504 379.8 504 256z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-ed147f11\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/twitter.com\/share?url=\" tabindex=\"0\" role=\"button\" aria-label=\"twitter\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zm-48.9 158.8c.2 2.8 .2 5.7 .2 8.5 0 86.7-66 186.6-186.6 186.6-37.2 0-71.7-10.8-100.7-29.4 5.3 .6 10.4 .8 15.8 .8 30.7 0 58.9-10.4 81.4-28-28.8-.6-53-19.5-61.3-45.5 10.1 1.5 19.2 1.5 29.6-1.2-30-6.1-52.5-32.5-52.5-64.4v-.8c8.7 4.9 18.9 7.9 29.6 8.3a65.45 65.45 0 0 1 -29.2-54.6c0-12.2 3.2-23.4 8.9-33.1 32.3 39.8 80.8 65.8 135.2 68.6-9.3-44.5 24-80.6 64-80.6 18.9 0 35.9 7.9 47.9 20.7 14.8-2.8 29-8.3 41.6-15.8-4.9 15.2-15.2 28-28.8 36.1 13.2-1.4 26-5.1 37.8-10.2-8.9 13.1-20.1 24.7-32.9 34z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-6a7048c2\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.linkedin.com\/shareArticle?url=\" tabindex=\"0\" role=\"button\" aria-label=\"linkedin\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-bf4a98c2\"><span class=\"uagb-ss__link\" data-href=\"mailto:?body=\" tabindex=\"0\" role=\"button\" aria-label=\"email\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M464 64C490.5 64 512 85.49 512 112C512 127.1 504.9 141.3 492.8 150.4L275.2 313.6C263.8 322.1 248.2 322.1 236.8 313.6L19.2 150.4C7.113 141.3 0 127.1 0 112C0 85.49 21.49 64 48 64H464zM217.6 339.2C240.4 356.3 271.6 356.3 294.4 339.2L512 176V384C512 419.3 483.3 448 448 448H64C28.65 448 0 419.3 0 384V176L217.6 339.2z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-c319b6a0\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/api.whatsapp.com\/send?text=\" tabindex=\"0\" role=\"button\" aria-label=\"whatsapp\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M511.2 387l-23.25 100.8c-3.266 14.25-15.79 24.22-30.46 24.22C205.2 512 0 306.8 0 54.5c0-14.66 9.969-27.2 24.22-30.45l100.8-23.25C139.7-2.602 154.7 5.018 160.8 18.92l46.52 108.5c5.438 12.78 1.77 27.67-8.98 36.45L144.5 207.1c33.98 69.22 90.26 125.5 159.5 159.5l44.08-53.8c8.688-10.78 23.69-14.51 36.47-8.975l108.5 46.51C506.1 357.2 514.6 372.4 511.2 387z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n<\/div>\n\n\n\n<div data-aos= \"zoom-in-up\" data-aos-duration=\"400\" data-aos-delay=\"0\" data-aos-easing=\"ease\" data-aos-once=\"true\" class=\"wp-block-uagb-image aligncenter uagb-block-157d079e wp-block-uagb-image--layout-default wp-block-uagb-image--effect-static wp-block-uagb-image--align-center\"><figure class=\"wp-block-uagb-image__figure\"><img decoding=\"async\" srcset=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe-800x533.jpg ,https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe.jpg 780w, https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe.jpg 360w\" sizes=\"auto, (max-width: 480px) 150px\" src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe-800x533.jpg\" alt=\"\" class=\"uag-image-15965\" width=\"1024\" height=\"683\" title=\"\u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627\" loading=\"lazy\" role=\"img\"><\/figure><\/div>\n\n\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5, .wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5[data-kb-block=\"kb-adv-heading15705_b39929-b5\"]{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5[data-kb-block=\"kb-adv-heading15705_b39929-b5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5[data-kb-block=\"kb-adv-heading15705_b39929-b5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5, .wp-block-kadence-advancedheading.kt-adv-heading15705_b39929-b5[data-kb-block=\"kb-adv-heading15705_b39929-b5\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<p class=\"kt-adv-heading15705_b39929-b5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_b39929-b5\"><br\/>\u0639\u0646\u062f\u0645\u0627 \u0627\u0646\u062a\u0642\u0644\u062a \u0645\u0627\u0631\u064a\u0627 \u0645\u0646 \u0634\u064a\u0643\u0627\u063a\u0648 \u0625\u0644\u0649 \u0628\u0627\u0631\u064a\u0633 \u0645\u0646 \u0623\u062c\u0644 <a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%b4%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d9%88%d8%b8%d9%8a%d9%81%d9%8a%d8%a9-%d8%a3%d8%b3%d9%88%d8%a7%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d8%a7%d9%84%d9%85%d8%ad\/\">\u0648\u0638\u064a\u0641\u0629 \u0623\u062d\u0644\u0627\u0645\u0647\u0627\u060c<\/a> \u0643\u0627\u0646\u062a \u062a\u0639\u064a\u0634 \u0623\u0641\u0636\u0644 \u0645\u0627 \u0644\u062f\u064a\u0647\u0627\u061b \u0643\u0631\u0648\u0627\u0633\u0648\u0646\u060c \u0648\u062b\u0642\u0627\u0641\u0629\u060c \u0648\u0648\u0638\u064a\u0641\u0629. \u0643\u0627\u0646\u062a \u062a\u0634\u0639\u0631 \u0641\u064a \u0643\u0644 \u064a\u0648\u0645 \u0648\u0643\u0623\u0646\u0647\u0627 \u0628\u0637\u0627\u0642\u0629 \u0628\u0631\u064a\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u062d\u064a\u0627\u0629\u060c \u0648\u0643\u0627\u0646 \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0622\u062e\u0631 \u0645\u0627 \u064a\u062f\u0648\u0631 \u0641\u064a \u0630\u0647\u0646\u0647\u0627.<br\/>\u0648\u0644\u0643\u0646 \u0628\u0639\u062f \u0639\u0634\u0631 \u0633\u0646\u0648\u0627\u062a\u060c \u0623\u062b\u0646\u0627\u0621 \u062a\u0646\u0627\u0648\u0644 \u0627\u0644\u0642\u0647\u0648\u0629 \u0645\u0639 \u0625\u062d\u062f\u0649 \u0635\u062f\u064a\u0642\u0627\u062a\u0647\u0627\u060c \u062a\u062d\u0648\u0644 \u0627\u0644\u062d\u062f\u064a\u062b \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629. \u0630\u0643\u0631\u062a \u0635\u062f\u064a\u0642\u062a\u0647\u0627 \u062e\u0637\u0629 \u062a\u0642\u0627\u0639\u062f\u0647\u0627\u060c \u0641\u0636\u062d\u0643\u062a \u0645\u0627\u0631\u064a\u0627 \u0642\u0627\u0626\u0644\u0629\u064b: <em>&#8220;\u0647\u0644 \u0644\u062f\u064a\u0651 \u062e\u0637\u0629 \u062a\u0642\u0627\u0639\u062f \u0647\u0646\u0627\u061f<\/em> \u0648\u062a\u0644\u0627\u0634\u062a \u062a\u0644\u0643 \u0627\u0644\u0636\u062d\u0643\u0629 \u0639\u0646\u062f\u0645\u0627 \u0623\u062f\u0631\u0643\u062a \u0623\u0646\u0647\u0627 \u0644\u0645 \u062a\u0643\u0646 \u062a\u0639\u0644\u0645 \u0643\u064a\u0641 \u0633\u062a\u0634\u0643\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u0636\u062a\u0647\u0627 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0645\u0633\u062a\u0642\u0628\u0644\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a.<br\/>\u062a\u0644\u0643 \u0627\u0644\u0644\u062d\u0638\u0629 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0645\u0646 \u0639\u062f\u0645 \u0627\u0644\u064a\u0642\u064a\u0646 \u0647\u064a \u0644\u062d\u0638\u0629 \u064a\u062a\u0634\u0627\u0631\u0643\u0647\u0627 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646. \u0641\u0646\u062d\u0646 \u0646\u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0633\u0639\u064a\u0627\u064b \u0648\u0631\u0627\u0621 \u0627\u0644\u0641\u0631\u0635 \u0648\u0627\u0644\u0645\u063a\u0627\u0645\u0631\u0629\u060c \u0648\u0644\u0643\u0646\u0646\u0627 \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u0646\u0646\u0633\u0649 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0644\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0629. \u0644\u0623\u0646 \u062a\u0623\u0645\u064a\u0646 \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0644\u0627 \u064a\u0642\u062a\u0635\u0631 \u0641\u0642\u0637 \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u060c \u0628\u0644 \u064a\u062a\u0639\u0644\u0642 \u0628\u062e\u0644\u0642 \u0627\u0644\u062d\u0631\u064a\u0629 \u0644\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0641\u064a \u0639\u064a\u0634 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0628\u0647\u0627\u060c \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0627\u0644\u0645\u0643\u0627\u0646 \u0627\u0644\u0630\u064a \u0623\u0646\u062a \u0641\u064a\u0647.     <br\/><\/p>\n\n\n\n<h2 class=\"gb-headline gb-headline-16686365 gb-headline-text\"><strong>\u0644\u0646\u0643\u0646 \u0648\u0627\u0642\u0639\u064a\u064a\u0646: \u0645\u0627 \u0623\u0647\u0645\u064a\u0629 \u0630\u0644\u0643<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63, .wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63[data-kb-block=\"kb-adv-heading15705_466810-63\"]{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63[data-kb-block=\"kb-adv-heading15705_466810-63\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63[data-kb-block=\"kb-adv-heading15705_466810-63\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63, .wp-block-kadence-advancedheading.kt-adv-heading15705_466810-63[data-kb-block=\"kb-adv-heading15705_466810-63\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<h3 class=\"kt-adv-heading15705_466810-63 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_466810-63\"><br\/>\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0639\u0645\u0644 \u0648\u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0641\u064a \u0639\u062f\u0629 \u062f\u0648\u0644 \u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0623\u0645\u0631\u0627\u064b \u0645\u062c\u0632\u064a\u0627\u064b\u060c \u0648\u0644\u0643\u0646\u0647 \u0644\u064a\u0633 \u0628\u0633\u064a\u0637\u0627\u064b. \u0641\u0644\u0643\u0644 \u0628\u0644\u062f \u0646\u0638\u0627\u0645 \u0645\u0639\u0627\u0634\u0627\u062a \u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0648\u0642\u0648\u0627\u0639\u062f \u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0648\u0625\u0637\u0627\u0631 \u0636\u0631\u064a\u0628\u064a \u062e\u0627\u0635 \u0628\u0647.   <strong>\u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u064a\u0636\u0645\u0646 \u0627\u0644\u062a\u0646\u0633\u064a\u0642\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u0644\u0627 \u064a\u0648\u062c\u062f \u062a\u0646\u0633\u064a\u0642 \u062d\u0642\u064a\u0642\u064a.<\/strong><br\/><br\/>\u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646\u0647 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0623\u0646 \u064a\u062f\u064a\u0631\u0648\u0627 \u0628\u0641\u0639\u0627\u0644\u064a\u0629 \u0643\u064a\u0641\u064a\u0629 \u062a\u0631\u0627\u0643\u0645 \u062d\u0642\u0648\u0642\u0647\u0645 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0648\u062a\u062d\u0648\u064a\u0644\u0647\u0627 \u0648\u062f\u0641\u0639\u0647\u0627 \u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0641. \u0648\u0625\u0644\u0627 \u0641\u0625\u0646 \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0634\u0627\u0642 \u0642\u062f \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0634\u0627\u0642 \u0625\u0644\u0649 \u0645\u0632\u0627\u064a\u0627 \u0645\u062c\u0632\u0623\u0629 \u0623\u0648 \u0641\u0648\u0627\u062a\u064a\u0631 \u0636\u0631\u064a\u0628\u064a\u0629 \u063a\u064a\u0631 \u0645\u062a\u0648\u0642\u0639\u0629. <br\/><br\/><strong>\u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u0641\u0631\u0639\u064a\u0629 \u0644\u0644\u0628\u062f\u0621 \u0627\u0644\u0622\u0646:<\/strong><br\/>1. <a href=\"https:\/\/coach4expats.com\/ar\/%d8%af%d8%b9%d9%85-%d8%a7%d9%84%d8%a8%d8%ad%d8%ab-%d8%b9%d9%86-%d9%88%d8%b8%d9%8a%d9%81%d8%a9\/\"><strong>\u0627\u0631\u0633\u0645 \u062e\u0631\u064a\u0637\u0629 \u0644\u0631\u062d\u0644\u062a\u0643 \u0627\u0644\u0645\u0647\u0646\u064a\u0629<\/strong><\/a><strong>:<\/strong> \u0636\u0639 \u0642\u0627\u0626\u0645\u0629 \u0628\u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0627\u0644\u062a\u064a \u0639\u0634\u062a \u0648\u0639\u0645\u0644\u062a \u0641\u064a\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062a\u0648\u0627\u0631\u064a\u062e \u0627\u0644\u062a\u0648\u0638\u064a\u0641.<br\/><br\/>2. <strong>\u062a\u062d\u0642\u0642 \u0645\u0646 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062a\u0646\u0633\u064a\u0642:<\/strong> \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\/\u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629\/\u0633\u0648\u064a\u0633\u0631\u0627, <a href=\"https:\/\/eur-lex.europa.eu\/eli\/reg\/2004\/883\/oj\/eng\" target=\"_blank\" rel=\"noopener\"><strong>\u0627\u0644\u0644\u0627\u0626\u062d\u0629 (\u0627\u0644\u0645\u0641\u0648\u0636\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629) \u0631\u0642\u0645 883\/2004<\/strong><\/a> \u062a\u0636\u0645\u0646 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u062a\u062c\u0645\u064a\u0639 \u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u062a\u0644\u0628\u064a\u0629 \u0627\u0644\u0623\u0647\u0644\u064a\u0629.<br\/><br\/>3.<strong> \u062d\u062f\u062f \u0627\u0644\u0645\u0639\u0627\u0647\u062f\u0627\u062a \u0627\u0644\u062b\u0646\u0627\u0626\u064a\u0629:<\/strong> \u0625\u0630\u0627 \u0643\u0646\u062a \u0642\u062f \u0639\u0645\u0644\u062a \u062e\u0627\u0631\u062c \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644\u060c \u062a\u062d\u0642\u0642 \u0645\u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0628\u0644\u062f\u0643 \u0627\u0644\u0623\u0635\u0644\u064a \u0644\u062f\u064a\u0647 <strong>\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0636\u0645\u0627\u0646 \u0627\u062c\u062a\u0645\u0627\u0639\u064a<\/strong> \u0645\u0639 \u0627\u0644\u0628\u0644\u062f \u0627\u0644\u0645\u0636\u064a\u0641.<br\/><br\/>4. <strong>\u062a\u062a\u0628\u0639 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0642\u0635\u064a\u0631\u0629 \u0627\u0644\u0623\u062c\u0644<\/strong>: \u0625\u0630\u0627 \u0643\u0646\u062a \u0642\u062f \u0639\u0645\u0644\u062a \u0623\u0642\u0644 \u0645\u0646 \u0639\u0627\u0645 \u0641\u064a \u062f\u0648\u0644\u0629 \u0645\u0627\u060c \u0641\u0644\u0646 \u062a\u062f\u0641\u0639 \u062a\u0644\u0643 \u0627\u0644\u062f\u0648\u0644\u0629 \u0645\u0639\u0627\u0634\u0627\u064b \u062a\u0642\u0627\u0639\u062f\u064a\u0627\u064b\u060c \u0648\u0644\u0643\u0646 \u062a\u0644\u0643 \u0627\u0644\u0623\u0634\u0647\u0631 \u0644\u0627 \u062a\u0632\u0627\u0644 \u062a\u064f\u062d\u062a\u0633\u0628 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0633\u062c\u0644\u0643 \u0641\u064a \u0623\u064a \u0645\u0643\u0627\u0646 \u0622\u062e\u0631.<br\/><br\/>\u064a\u0633\u0627\u0639\u062f \u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0641\u064a \u0648\u0642\u062a \u0645\u0628\u0643\u0631 \u0639\u0644\u0649 \u0645\u0646\u0639 \u0636\u064a\u0627\u0639 \u0627\u0644\u0633\u0646\u0648\u0627\u062a\u060c \u0648\u0627\u0644\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u0645\u0641\u0642\u0648\u062f\u0629\u060c \u0648\u0627\u0644\u0645\u0641\u0627\u062c\u0622\u062a \u0627\u0644\u0645\u062c\u0647\u062f\u0629 \u0641\u064a \u0648\u0642\u062a \u0644\u0627\u062d\u0642.<br\/><\/h3>\n\n\n\n<h2 class=\"gb-headline gb-headline-489c42c5 gb-headline-text\"><strong>\u0641\u0647\u0645 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d, .wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d[data-kb-block=\"kb-adv-heading15705_c74c33-8d\"]{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d[data-kb-block=\"kb-adv-heading15705_c74c33-8d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d[data-kb-block=\"kb-adv-heading15705_c74c33-8d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d, .wp-block-kadence-advancedheading.kt-adv-heading15705_c74c33-8d[data-kb-block=\"kb-adv-heading15705_c74c33-8d\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<h3 class=\"kt-adv-heading15705_c74c33-8d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_c74c33-8d\"><br\/>\u064a\u0642\u0648\u0645 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627 \u0639\u0644\u0649 <strong>\u062b\u0644\u0627\u062b \u0631\u0643\u0627\u0626\u0632<\/strong>. \u0641\u0643\u0631 \u0641\u064a\u0647\u0627 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0637\u0628\u0642\u0627\u062a \u0645\u0646 \u0627\u0644\u0623\u0633\u0627\u0633 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0643\u060c \u0643\u0644 \u0645\u0646\u0647\u0627 \u064a\u0624\u062f\u064a \u062f\u0648\u0631\u064b\u0627 \u0641\u0631\u064a\u062f\u064b\u0627 \u0641\u064a \u062a\u0623\u0645\u064a\u0646\u0643 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644. <br\/><br\/><strong>\u0627\u0644\u0631\u0643\u064a\u0632\u0629 1 &#8211; \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 (\u0627\u0644\u0639\u0627\u0645\u0629)<\/strong><br\/>\u0634\u0628\u0643\u0629 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0623\u0648\u0644\u0649. \u064a\u062a\u0645 \u062a\u0645\u0648\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a\u0629 \u0648\u064a\u062a\u0645 \u062a\u0646\u0633\u064a\u0642\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 <strong>\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0631\u0642\u0645 883\/2004<\/strong>. \u0627\u0644\u062e\u0628\u0631 \u0627\u0644\u0633\u0627\u0631\u061f \u0643\u0644 \u0639\u0627\u0645 \u062a\u0639\u0645\u0644 \u0641\u064a\u0647 \u0641\u064a \u0625\u062d\u062f\u0649 \u062f\u0648\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\/\u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0623\u0648 \u0633\u0648\u064a\u0633\u0631\u0627 \u064a\u064f\u062d\u062a\u0633\u0628 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0643.   <br\/><br\/>&#8211; <strong>\u062a\u062d\u0642\u0642 \u0645\u0646 \u062d\u0642\u0648\u0642\u0643:<\/strong> \u0627\u062a\u0635\u0644 \u0628\u0643\u0644 \u0647\u064a\u0626\u0629 \u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643.<br\/><br\/>&#8211; <strong>\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u0646\u0627\u0633\u0628\u064a\u0629:<\/strong> \u064a\u062f\u0641\u0639 \u0643\u0644 \u0628\u0644\u062f \u062c\u0632\u0621\u064b\u0627 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0645\u062f\u0629 \u0639\u0645\u0644\u0643 \u0647\u0646\u0627\u0643. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0625\u0630\u0627 \u0643\u0646\u062a \u0642\u062f \u0639\u0645\u0644\u062a 10 \u0633\u0646\u0648\u0627\u062a \u0641\u064a \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u064815 \u0633\u0646\u0629 \u0641\u064a \u0641\u0631\u0646\u0633\u0627\u060c \u0641\u0625\u0646 \u0643\u0644 \u062f\u0648\u0644\u0629 \u062a\u062f\u0641\u0639 \u062d\u0635\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0645\u0646\u0641\u0635\u0644 \u0639\u0646\u062f\u0645\u0627 \u062a\u0635\u0644 \u0625\u0644\u0649 \u0633\u0646 \u0627\u0644\u062a\u0642\u0627\u0639\u062f. <br\/><br\/>&#8211; <strong>\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u0635\u062f\u064a\u0631:<\/strong> \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0623\u064a\u0646\u0645\u0627 \u0643\u0646\u062a \u062a\u0639\u064a\u0634 \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\/\u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629\/\u0633\u0648\u064a\u0633\u0631\u0627.<br\/><br\/>&#8211; <strong>\u0645\u062b\u0627\u0644:<\/strong> \u064a\u0642\u062f\u0645 \u0646\u0638\u0627\u0645 <em>AOW<\/em> <a href=\"https:\/\/coach4expats.com\/ar\/post\/%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d8%b9%d8%a8%d8%b1-%d8%a7%d9%84%d8%ab%d9%82%d8%a7%d9%81%d8%a7%d8%aa-%d9%83%d9%8a%d9%81%d9%8a%d8%a9-%d8%a7%d9%84%d8%aa%d9%88%d8%a7%d8%b5%d9%84%d8%8c-%d9%88%d8%aa%d8%ac\/\">\u0627\u0644\u0647\u0648\u0644\u0646\u062f\u064a<\/a> 2\u066a \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0627\u0644\u0643\u0627\u0645\u0644 \u0639\u0646 \u0643\u0644 \u0633\u0646\u0629 \u0639\u0627\u0634\u0647\u0627 \u0623\u0648 \u0639\u0645\u0644 \u0641\u064a\u0647\u0627 \u0641\u064a \u0647\u0648\u0644\u0646\u062f\u0627 \u0628\u064a\u0646 \u0633\u0646 15-67 \u0639\u0627\u0645\u0627\u064b &#8211; \u0648\u0644\u0643\u0646 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u062f\u0641\u0639 \u0637\u0648\u0639\u0627\u064b \u0644\u0633\u062f \u0627\u0644\u062b\u063a\u0631\u0627\u062a \u0623\u062b\u0646\u0627\u0621 \u062a\u0648\u0627\u062c\u062f\u0643 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c.<br\/> <br\/><strong>\u0627\u0644\u0631\u0643\u064a\u0632\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 &#8211; \u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u0645\u0647\u0646\u064a\u0629 (\u0645\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u0644)<\/strong><br\/>\u0627\u0644\u0631\u0643\u064a\u0632\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0647\u064a \u0627\u0644\u0631\u0643\u064a\u0632\u0629 \u0627\u0644\u062a\u064a \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u064a\u0647\u0627 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0647\u0646\u0627 \u064a\u0635\u0628\u062d \u0627\u0644\u0623\u0645\u0631 \u0623\u0643\u062b\u0631 \u062a\u0639\u0642\u064a\u062f\u0627\u064b. \u0625\u0646 <a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2014\/50\/oj\/eng\" target=\"_blank\" rel=\"noopener\"><strong>\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0628\u0634\u0623\u0646 \u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 (2014)<\/strong><\/a> \u064a\u062d\u0645\u064a \u062d\u0642\u0648\u0642\u0643\u060c \u0648\u0644\u0643\u0646 \u062a\u0638\u0644 \u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0645\u062d\u062f\u0648\u062f\u0629. <br\/><br\/>&#8211; <strong>\u062a\u0623\u0643\u064a\u062f \u0627\u0644\u0627\u0633\u062a\u062d\u0642\u0627\u0642:<\/strong> \u064a\u062c\u0628 \u0623\u0646 \u062a\u064f\u0633\u062a\u062d\u0642 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0628\u0639\u062f 3 \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u0639\u0645\u0644 \u0643\u062d\u062f \u0623\u0642\u0635\u0649.<br\/><br\/>&#8211; <strong>\u0627\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u0648\u062b\u0627\u0626\u0642:<\/strong> \u0627\u062d\u062a\u0641\u0638 \u0628\u062c\u0645\u064a\u0639 \u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0645\u0646 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0633\u0627\u0628\u0642\u064a\u0646\u061b \u0641\u0647\u064a \u062a\u062b\u0628\u062a \u062d\u0642\u0648\u0642\u0643 \u0627\u0644\u0645\u062d\u0641\u0648\u0638\u0629.<br\/><br\/>&#8211; \u062a\u064f\u0639\u062f <strong>\u062e\u0637\u0637 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 (DC)<\/strong> \u0623\u0633\u0647\u0644 \u0644\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0627\u0644\u0645\u062a\u0646\u0642\u0644\u064a\u0646 \u0641\u064a \u0625\u062f\u0627\u0631\u062a\u0647\u0627\u060c \u0641\u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u0631\u062f\u064a\u0629 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0646\u0642\u0644.<br\/><br\/>&#8211; \u062a\u0639\u062f <strong>\u062e\u0637\u0637 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 (DB)<\/strong> \u0628\u062f\u062e\u0644 \u062b\u0627\u0628\u062a \u0648\u0644\u0643\u0646 \u064a\u0635\u0639\u0628 \u0646\u0642\u0644\u0647\u0627 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f.<br\/><br\/><strong>\u0646\u0635\u064a\u062d\u0629:<\/strong> \u064a\u0646\u062a\u0647\u064a \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0645\u0639 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 &#8220;\u0627\u0644\u0645\u062c\u0645\u062f\u0629&#8221; \u0641\u064a \u0645\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0623\u0648\u0631\u0648\u0628\u0627. \u0642\u0645 \u0628\u062a\u0648\u062d\u064a\u062f \u0633\u062c\u0644\u0627\u062a\u0643 \u0641\u064a \u0648\u0642\u062a \u0645\u0628\u0643\u0631 \u0644\u062a\u0628\u0633\u064a\u0637 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629. <br\/><br\/><strong>\u0627\u0644\u0631\u0643\u064a\u0632\u0629 3 &#8211; \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0627\u0644\u0637\u0648\u0639\u064a\u0629<\/strong><br\/><br\/>\u0631\u0643\u064a\u0632\u062a\u0643 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0647\u064a \u0627\u0644\u0645\u0643\u0627\u0646 \u0627\u0644\u0630\u064a \u062a\u0639\u064a\u0634 \u0641\u064a\u0647 \u0627\u0644\u062d\u0631\u064a\u0629\u060c \u0648\u0647\u064a \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062d\u0643\u0645 \u0641\u064a\u0647\u0627 \u0645\u0628\u0627\u0634\u0631\u0629\u064b.<br\/><a href=\"https:\/\/www.europeanpension.eu\/\" target=\"_blank\" rel=\"noopener\"><strong>\u0645\u0646\u062a\u062c \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u0634\u062e\u0635\u064a \u0644\u0639\u0645\u0648\u0645 \u0623\u0648\u0631\u0648\u0628\u0627 (PEPP)<\/strong><\/a> \u062a\u0645 \u062a\u0635\u0645\u064a\u0645 \u0647\u0630\u0627 \u0627\u0644\u0645\u0646\u062a\u062c \u0644\u0623\u0634\u062e\u0627\u0635 \u0645\u062b\u0644\u0643: \u0645\u062a\u0646\u0642\u0644\u0648\u0646 \u0648\u062f\u0648\u0644\u064a\u0648\u0646 \u0648\u0645\u0633\u062a\u0642\u0644\u0648\u0646. \u0641\u0647\u0648 \u064a\u0633\u0645\u062d \u0628\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0645\u0646 \u062e\u0644\u0627\u0644 &#8220;\u062d\u0633\u0627\u0628\u0627\u062a \u0641\u0631\u0639\u064a\u0629&#8221; \u0648\u0637\u0646\u064a\u0629 \u0645\u0648\u062d\u062f\u0629. <br\/><br\/>\u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0645\u062a\u0641\u0627\u0648\u062a\u0629 \u0628\u064a\u0646 \u062f\u0648\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u0648\u0644\u0627 \u062a\u0645\u0646\u062d \u062c\u0645\u064a\u0639 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0625\u0639\u0641\u0627\u0621\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0646\u0641\u0633\u0647\u0627 \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0628\u064a\u0646 \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u062e\u0627\u0635.<br\/><br\/><strong>\u0645\u0627 \u064a\u0645\u0643\u0646\u0643 \u0641\u0639\u0644\u0647:<\/strong><br\/><br\/>&#8211; \u0627\u0633\u062a\u0643\u0634\u0641 \u0628\u0631\u0646\u0627\u0645\u062c PEPPs \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u062a\u0646\u0642\u0644 \u0643\u062b\u064a\u0631\u064b\u0627 \u0628\u064a\u0646 \u062f\u0648\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a.<br\/><br\/>&#8211; \u0628\u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629 \u0645\u0639 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629\u061b \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0628\u0644\u062f\u0627\u0646\u060c \u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u062a\u0642\u062f\u0645 \u0625\u0639\u0641\u0627\u0621\u0627\u062a \u0636\u0631\u064a\u0628\u064a\u0629 \u0623\u0641\u0636\u0644.<br\/><br\/>&#8211; \u062a\u0631\u0642\u0628 <strong>\u0627\u0644\u0625\u0635\u0644\u0627\u062d<\/strong> \u0627\u0644\u0642\u0627\u062f\u0645 <strong>&#8220;\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0628\u064a\u0646 \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u062e\u0627\u0635&#8221;<\/strong>\u060c \u0648\u0627\u0644\u0630\u064a \u0633\u064a\u0633\u0645\u062d \u0628\u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0647\u0630\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062c\u0639\u0644 \u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0628\u064a\u0646 \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u062e\u0627\u0635 \u0623\u0643\u062b\u0631 \u0642\u0648\u0629 \u0648\u0641\u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0644\u0641\u0629.<br\/><\/h3>\n\n\n\n<h3 class=\"gb-headline gb-headline-f1dc52cb gb-headline-text\"><strong>\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u062e\u0627\u0635\u0629\/\u0645\u0642\u062f\u0645\u0648 \u062e\u062f\u0645\u0627\u062a \u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u062e\u0627\u0635\u0629\/\u0645\u0644\u0627\u0626\u0645\u0629 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u062d\u0633\u0628 \u0627\u0644\u0628\u0644\u062f<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc, .wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc[data-kb-block=\"kb-adv-heading15705_e35e22-fc\"]{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc[data-kb-block=\"kb-adv-heading15705_e35e22-fc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc[data-kb-block=\"kb-adv-heading15705_e35e22-fc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc, .wp-block-kadence-advancedheading.kt-adv-heading15705_e35e22-fc[data-kb-block=\"kb-adv-heading15705_e35e22-fc\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<h3 class=\"kt-adv-heading15705_e35e22-fc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_e35e22-fc\"><br\/>\u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0639\u0644\u0649 \u0627\u0644\u0628\u062f\u0621\u060c \u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0628\u0639\u0636 \u0623\u0634\u0647\u0631 \u0634\u0631\u0643\u0627\u062a \u062a\u0648\u0641\u064a\u0631 \u0648\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629. \u062a\u0642\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062d\u0644\u0648\u0644\u0627\u064b \u0637\u0648\u0639\u064a\u0629\/\u062e\u0627\u0635\u0629 \u0644\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 &#8211; \u063a\u064a\u0631 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0645\u062c\u0627\u0644 \u0639\u0645\u0644\u0643 CLA &#8211; \u062d\u062a\u0649 \u062a\u062a\u0645\u0643\u0646 \u0645\u0646 \u0645\u0639\u0631\u0641\u0629 \u062e\u064a\u0627\u0631\u0627\u062a\u0643 \u062e\u0627\u0631\u062c \u0646\u0637\u0627\u0642 \u062e\u0637\u0637 \u0627\u0644\u062f\u0648\u0644\u0629 \u0623\u0648 \u0645\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u0644. <br\/><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u0627\u0644\u0628\u0644\u062f<\/strong><\/td><td><strong>\u0646\u0648\u0639 \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0627\u0644\u062e\u0627\u0635 (\u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0645\u062d\u0644\u064a)<\/strong><\/td><td><strong>\u0645\u0642\u062f\u0645\u0648 \u062e\u062f\u0645\u0627\u062a \u0645\u0634\u0647\u0648\u0631\u0648\u0646\/\u062e\u0627\u0635\u0648\u0646<\/strong><\/td><td><strong>\u0645\u0633\u062a\u0634\u0627\u0631\/\u0648\u0633\u064a\u0637 \u0635\u062f\u064a\u0642 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646<\/strong><\/td><td><strong>\u0627\u0644\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646<\/strong><\/td><\/tr><tr><td>\u0623\u0644\u0645\u0627\u0646\u064a\u0627<\/td><td>\u0631\u064a\u0633\u062a\u0631-\u0631\u064a\u0646\u062a\u064a \/ \u0631\u0648\u0631\u0648\u0628-\u0631\u064a\u0646\u062a\u064a (\u0623\u0633\u0627\u0633-\u0631\u064a\u0646\u062a\u064a) \/ \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0627\u0644\u062e\u0627\u0635<\/td><td>\u0623\u0644\u064a\u0627\u0646\u0632<br\/>\u0623\u0643\u0633\u0627<br\/>\u062c\u0646\u0631\u0627\u0644\u064a \u062c\u0646\u0631\u0627\u0644\u064a<br\/>\u0632\u064a\u0648\u0631\u062e<br\/>\u0632\u064a\u0648\u0631\u062e R+V Versicherung<br\/>Getsafe<br\/>\u0635\u062f\u064a\u0642 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0635\u062f\u064a\u0642 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629<\/td><td>Blacktower FM\u060c Schlemann &amp; Partners\u060c MW Expat\u060c FinanceForExpats.de\u060c FinanceForExpats.de<\/td><td>\u0645\u0633\u0627\u0647\u0645\u0627\u062a \u0645\u0639\u0641\u0627\u0629 \u0645\u0646 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u062a\u0635\u0644 \u0625\u0644\u0649 29,344 \u064a\u0648\u0631\u0648 \u0641\u064a \u0627\u0644\u0633\u0646\u0629 (R\u00fcrup). \u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 (Riester). \u0644\u0627 \u062a\u0648\u062c\u062f \u0642\u064a\u0648\u062f \u062c\u063a\u0631\u0627\u0641\u064a\u0629 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646.  <\/td><\/tr><tr><td>\u0641\u0631\u0646\u0633\u0627<\/td><td>\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629\/\u062e\u0637\u0629 \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a (\u062e\u0637\u0629 \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a)<\/td><td>AXA<br\/>Generali<br\/>Allianz Allianz<br\/>Cr\u00e9dit Agricole<br\/>BNP Paribas<br\/>Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<br\/>Natixis<\/td><td>Spectrum IFA\u060c Harrison Brook\u060c Blacktower FM\u060c Blevins Franks\u060c Blevins Franks<\/td><td>\u0646\u0645\u0648 \u0645\u0639\u0641\u0649 \u0645\u0646 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0628\u0639\u062f 8 \u0633\u0646\u0648\u0627\u062a. \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0645\u064a\u0631\u0627\u062b. \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0628\u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629. \u0628\u062f\u0644 \u0633\u0646\u0648\u064a \u0642\u062f\u0631\u0647 4,600 \u064a\u0648\u0631\u0648\/ 9,200 \u064a\u0648\u0631\u0648.   <\/td><\/tr><tr><td>\u0627\u0633\u0628\u0627\u0646\u064a\u0627<\/td><td>PPP (\u062e\u0637\u0629 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629) \/ FPV (\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062a\u0637\u0648\u0639\u064a)<\/td><td>\u0628\u0627\u0646\u0643\u0648 \u0633\u0627\u0646\u062a\u0627\u0646\u062f\u0631<br\/>BB00 BBVA<br\/>Mapfre<br\/>Mutua Madrile\u00f1a<br\/>Vida Caixa<\/td><td>\u0634\u0631\u0643\u0629 Spectrum IFA\u060c Blacktower FM\u060c Titan Wealth International<\/td><td>\u062e\u0635\u0645 \u0636\u0631\u064a\u0628\u064a \u064a\u0635\u0644 \u0625\u0644\u0649 8,000 \u064a\u0648\u0631\u0648 \u0641\u064a \u0627\u0644\u0633\u0646\u0629. \u062e\u064a\u0627\u0631\u0627\u062a \u0633\u062d\u0628 \u0645\u0631\u0646\u0629. \u0645\u0632\u0648\u062f\u0648\u0646 \u0645\u062d\u062f\u0648\u062f\u0648\u0646 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646. \u0636\u0631\u0627\u0626\u0628 \u0645\u0639\u0642\u062f\u0629.   <\/td><\/tr><tr><td>\u0647\u0648\u0644\u0646\u062f\u0627<\/td><td>\u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0627\u0644\u062e\u0627\u0635 (Lijfrente) \/ Pensioenrekening<\/td><td>BrandNewDay<br\/>PGGM<br\/>ASR<br\/>NN Group<br\/>Aegon<br\/>Nationale-Nederlanden<\/td><td>\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0647\u0648\u0644\u0646\u062f\u0627\u060c \u0633\u062a\u0627\u062f \u0644\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0641\u064a\u0632\u064a \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646<\/td><td>\u0645\u0639\u0641\u0627\u0629 \u0645\u0646 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u062d\u062a\u0649 35,798 \u064a\u0648\u0631\u0648\/\u0633\u0646\u0629. \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0646\u0642\u0644 \u062f\u0627\u062e\u0644 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\/\u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629. \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629 \u0639\u0646\u062f \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u062e\u0627\u0631\u062c \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a.  <\/td><\/tr><tr><td>\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629<\/td><td>SIPP (\u0645\u0639\u0627\u0634 \u0634\u062e\u0635\u064a \u0630\u0627\u062a\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631) \/ \u0645\u0639\u0627\u0634 \u0634\u062e\u0635\u064a \u062f\u0648\u0644\u064a SIPP<\/td><td>AJ Bell<br\/>Hargreaves Lansdown<br\/>Interactive Investor<br\/>Fidelity<br\/>Vanguard<br\/>iWeb<br\/>Transact<\/td><td>Titan Wealth International, Chase Buchananan, SJB Global, MyExpatSIPP<\/td><td>\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0645\u0631\u0646\u0629. \u0645\u0628\u0644\u063a \u0645\u0642\u0637\u0648\u0639 \u0645\u0639\u0641\u0649 \u0645\u0646 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0628\u0646\u0633\u0628\u0629 25% \u0645\u0646 \u0633\u0646 55 \u0639\u0627\u0645\u064b\u0627. \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u062a\u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0644\u0627\u062a. \u062e\u0627\u0636\u0639\u0629 \u0644\u0631\u0642\u0627\u0628\u0629 \u0647\u064a\u0626\u0629 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0627\u0644\u064a.   <\/td><\/tr><tr><td>\u0633\u0648\u064a\u0633\u0631\u0627<\/td><td>\u0627\u0644\u0631\u0643\u064a\u0632\u0629 3 \u0623 (\u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0627\u0644\u0645\u0631\u0628\u0648\u0637) \/ \u0627\u0644\u0631\u0643\u064a\u0632\u0629 3 \u0628 (\u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0627\u0644\u0645\u062c\u0627\u0646\u064a)<\/td><td>\u0633\u0648\u064a\u0633 \u0644\u0627\u064a\u0641<br\/>\u0632\u064a\u0648\u0631\u062e<br\/>\u0623\u0643\u0633\u0627 \u0623\u0643\u0633\u0627<br\/>\u0628\u0627\u0644\u0648\u0627\u0632<br\/>\u062c\u0646\u0631\u0627\u0644\u064a<br\/>\u0647\u064a\u0644\u0641\u064a\u062a\u064a\u0627<br\/>\u0641\u0648\u062f\u0648\u0627\u0632<\/td><td>\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0633\u0648\u064a\u0633\u0631\u0627\u060c \u0636\u0645\u0627\u0646 \u062c\u064a\u0646\u064a\u0641\u0648\u0627\u0632\u060c \u0631\u0639\u0627\u064a\u0629 \u0628\u0633\u064a\u0637\u0629<\/td><td>\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062e\u0635\u0645 \u0627\u0644\u0636\u0631\u064a\u0628\u064a \u062d\u062a\u0649 7,258 \u0641\u0631\u0646\u0643 \u0633\u0648\u064a\u0633\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0646\u0629 (\u0644\u0644\u0645\u0648\u0638\u0641\u064a\u0646). \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0633\u062d\u0628 \u0642\u0628\u0644 5 \u0633\u0646\u0648\u0627\u062a \u0645\u0646 \u0627\u0644\u062a\u0642\u0627\u0639\u062f. \u0642\u0627\u0628\u0644 \u0644\u0644\u0646\u0642\u0644 \u0639\u0627\u0644\u0645\u064a\u0627\u064b.  <\/td><\/tr><tr><td>\u0627\u064a\u0637\u0627\u0644\u064a\u0627<\/td><td>PIP (Piano Individuale Pensionistico) \/ FPA (Fondi Pensione Aperto)<\/td><td>Generali<br\/>Allianz<br\/>AXA<br\/>Intesa Sanpaolo Vita<br\/>Fideuram<br\/>Poste Vita<\/td><td>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646 \u0641\u064a \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c Spectrum IFA\u060c Valiant Wealth<\/td><td>\u0645\u0632\u0627\u064a\u0627 \u0636\u0631\u064a\u0628\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629. \u0631\u0633\u0648\u0645 \u0639\u0627\u0644\u064a\u0629. \u0645\u0646\u062a\u062c\u0627\u062a \u063a\u064a\u0631 \u0645\u0631\u0646\u0629. \u0645\u0646\u0627\u0633\u0628\u0629 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644 \u0644\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u064a\u0646 \u0627\u0644\u0625\u064a\u0637\u0627\u0644\u064a\u064a\u0646 \u0641\u0642\u0637.   <\/td><\/tr><tr><td>\u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644<\/td><td>PPR (Plano Poupan\u00e7a Reforma) \/ \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629<\/td><td>BPI Vida e Pens\u00f5es<br\/>Fidelidade<br\/>Tranquilidade<br\/>BBVA Seguros<br\/>Millennium BCP<br\/>CGD Seguros<\/td><td>\u0628\u0644\u0627\u0643 \u062a\u0627\u0648\u0631 \u0625\u0641 \u0625\u0645\u060c \u062a\u064a\u062a\u0627\u0646 \u0648\u064a\u0644\u062b \u0625\u0646\u062a\u0631\u0646\u0627\u0634\u064a\u0648\u0646\u0627\u0644\u060c \u0645\u0633\u0627\u0631\u0627\u062a \u0627\u0644\u0628\u0631\u062a\u063a\u0627\u0644<\/td><td>\u0645\u0639\u0641\u0627\u0629 \u0645\u0646 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u062d\u062a\u0649 400 \u064a\u0648\u0631\u0648 \u0641\u064a \u0627\u0644\u0633\u0646\u0629. \u0623\u0645\u0648\u0627\u0644 PPR \u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639. \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0646\u0642\u0644 \u0645\u062d\u062f\u0648\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062f\u0648\u0644\u064a.  <\/td><\/tr><tr><td>\u0627\u0644\u0633\u0648\u064a\u062f<\/td><td>\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \/ \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629<\/td><td>Alecta<br\/>AMF<br\/> Folksam<br\/>SEB<br\/>Handelsbanken<br\/>Swedbank<br\/>L\u00e4nsf\u00f6rs\u00e4kringar<\/td><td>\u0633\u0648\u062f\u0631\u0628\u064a\u0631\u063a \u0648\u0634\u0631\u0643\u0627\u0624\u0647\u060c \u0646\u0648\u0631\u062f\u064a\u0627 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629\u060c SEB<\/td><td>\u0645\u062e\u0637\u0637\u0627\u062a \u0645\u0647\u0646\u064a\u0629 \u0642\u0648\u064a\u0629. \u062e\u064a\u0627\u0631\u0627\u062a \u062e\u0627\u0635\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0644\u0644\u0648\u0627\u0641\u062f\u064a\u0646. \u0645\u0639\u0627\u0634 \u062a\u0642\u0627\u0639\u062f\u064a \u0645\u0636\u0645\u0648\u0646 \u0644\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0641\u0642\u0637.  <\/td><\/tr><tr><td>\u0628\u0644\u062c\u064a\u0643\u0627<\/td><td>\u062a\u0623\u0645\u064a\u0646 \u0645\u062f\u062e\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f \/ \u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629<\/td><td>AG \u0644\u0644\u062a\u0623\u0645\u064a\u0646<br\/>Ethias<br\/>KBC KBC<br\/>Belfius<br\/>ING \u0628\u0644\u062c\u064a\u0643\u0627<br\/>AXA \u0628\u0644\u062c\u064a\u0643\u0627<\/td><td>\u062a\u0634\u064a\u0633 \u0628\u064a\u0648\u0643\u0627\u0646\u0627\u0646\u060c \u0647\u0627\u0648\u062f\u0646 \u0628\u0644\u062c\u064a\u0643\u0627\u060c \u0633\u0628\u0643\u062a\u0631\u0648\u0645 \u0622\u064a \u0625\u0641 \u0625\u064a\u060c \u0628\u0644\u064a\u0641\u0646\u0632 \u0641\u0631\u0627\u0646\u0643\u0633<\/td><td>\u0627\u0644\u0625\u0639\u0641\u0627\u0621 \u0627\u0644\u0636\u0631\u064a\u0628\u064a 25-30%. \u0627\u0644\u062d\u062f \u0627\u0644\u0633\u0646\u0648\u064a 1,350 \u064a\u0648\u0631\u0648. \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u0641\u0648\u0631\u064a \u0641\u064a \u062e\u0637\u0637 \u0645\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u0644. \u0642\u0627\u0628\u0644\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0644\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062f\u0648\u0644\u064a.   <\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"gb-headline gb-headline-f9273fad gb-headline-text\"><strong>\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0641\u0639\u0627\u0644<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4, .wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4[data-kb-block=\"kb-adv-heading15705_bb1b2a-b4\"]{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4[data-kb-block=\"kb-adv-heading15705_bb1b2a-b4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4[data-kb-block=\"kb-adv-heading15705_bb1b2a-b4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4, .wp-block-kadence-advancedheading.kt-adv-heading15705_bb1b2a-b4[data-kb-block=\"kb-adv-heading15705_bb1b2a-b4\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<h3 class=\"kt-adv-heading15705_bb1b2a-b4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_bb1b2a-b4\"><br\/>\u062d\u062a\u0649 \u0645\u0639 \u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0645\u0639 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u060c \u064a\u062d\u062a\u0627\u062c \u062a\u062e\u0637\u064a\u0637 \u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0625\u0644\u0649 \u062a\u0646\u0638\u064a\u0645. \u0627\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062c\u062f\u0648\u0644 \u0623\u062f\u0646\u0627\u0647 <strong>\u0643\u062e\u0627\u0631\u0637\u0629 \u0637\u0631\u064a\u0642 \u0644\u0644\u0639\u0645\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u060c<\/strong> \u0648\u0647\u0648 \u062f\u0644\u064a\u0644 \u0648\u0627\u0636\u062d \u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u062f\u062e\u0631\u0627\u062a\u0643 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0648\u062a\u062d\u0633\u064a\u0646\u0647\u0627 \u0648\u062a\u0646\u0645\u064a\u062a\u0647\u0627.<br\/><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u062e\u0637\u0648\u0629 \u0627\u0644\u0639\u0645\u0644<\/strong><\/td><td><strong>\u0645\u0627 \u064a\u062c\u0628 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0647<\/strong><\/td><td><strong>\u0645\u0627 \u0623\u0647\u0645\u064a\u0629 \u0630\u0644\u0643<\/strong><\/td><td><strong>\u0627\u0644\u0646\u0635\u0627\u0626\u062d \u0648\u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/strong><\/td><\/tr><tr><td>1. <strong>\u0625\u0646\u0634\u0627\u0621 \u0645\u062a\u062a\u0628\u0639 \u0644\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629<\/strong><\/td><td>\u0642\u0645 \u0628\u062a\u0633\u062c\u064a\u0644 \u062c\u0645\u064a\u0639 \u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u0631\u0643\u064a\u0632\u0629 1 \u06482 \u06483 &#8211; \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0628\u0644\u062f \u0648\u0645\u0642\u062f\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0648\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0648\u0633\u0646 \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u0645\u062a\u0648\u0642\u0639.<\/td><td>\u064a\u062d\u0627\u0641\u0638 \u0639\u0644\u0649 \u062a\u0646\u0638\u064a\u0645 \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0627\u062a\u0643 \u0648\u064a\u0645\u0646\u0639 \u0636\u064a\u0627\u0639 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0627\u062a.<\/td><td>\u0627\u0633\u062a\u062e\u062f\u0645 \u062c\u062f\u0648\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648 \u062a\u0637\u0628\u064a\u0642 \u0644\u062a\u062a\u0628\u0639 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629. \u0623\u0636\u0641 \u062a\u0630\u0643\u064a\u0631\u0627\u062a \u0644\u0644\u062a\u062d\u062f\u064a\u062b\u0627\u062a \u0627\u0644\u0633\u0646\u0648\u064a\u0629. <\/td><\/tr><tr><td>2. <strong>\u0627\u0633\u062a\u0634\u0631 \u0645\u0633\u062a\u0634\u0627\u0631\u0627\u064b \u062f\u0648\u0644\u064a\u0627\u064b<\/strong><\/td><td>\u0627\u062e\u062a\u0631 \u0645\u064f\u062e\u0637\u0637\u064b\u0627 \u0645\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 \u062f\u0631\u0627\u064a\u0629 <strong>\u0628\u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0631\u0642\u0645 883\/2004\u060c<\/strong> <strong>\u0648\u0627\u0644\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u062e\u0627\u0635 \u0628\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0646\u0642\u0644 (2014)<\/strong>\u060c <a href=\"https:\/\/taxation-customs.ec.europa.eu\/taxation\/tax-transparency-cooperation\/double-taxations-conventions_en#:~:text=Double%20taxation%20Conventions,-Double%20Tax%20Conventions&amp;text=According%20to%20the%20OECD%20Model,combatting%20tax%20evasion%20and%20avoidance.\" target=\"_blank\" rel=\"noopener\"><strong>\u0648\u0645\u0639\u0627\u0647\u062f\u0627\u062a \u0627\u0644\u0627\u0632\u062f\u0648\u0627\u062c \u0627\u0644\u0636\u0631\u064a\u0628\u064a (DTTs).<\/strong><\/a><\/td><td>\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0645\u0639\u0642\u062f\u061b \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0645\u0646\u0639 \u0645\u0634\u0648\u0631\u0629 \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0623\u0648 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629.<\/td><td>\u0627\u0633\u0623\u0644 \u0639\u0646 \u062a\u062c\u0631\u0628\u062a\u0647\u0645 \u0645\u0639 <strong>\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646<\/strong> <strong>\u0648\u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0628\u064a\u0646 \u0639\u062f\u0629 \u062f\u0648\u0644<\/strong>.<\/td><\/tr><tr><td>3. <strong>\u0641\u0647\u0645 \u0636\u0631\u0627\u0626\u0628 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629<\/strong><\/td><td>\u0627\u0639\u0631\u0641 \u0643\u064a\u0641 \u062a\u0641\u0631\u0636 \u0643\u0644 \u062f\u0648\u0644\u0629 \u0636\u0631\u0627\u0626\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629. \u0628\u0634\u0643\u0644 \u0639\u0627\u0645: \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 = \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0625\u0642\u0627\u0645\u0629\u061b \u0648\u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 = \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0645\u0635\u062f\u0631. <\/td><td>\u064a\u0645\u0646\u0639 \u0627\u0644\u0627\u0632\u062f\u0648\u0627\u062c \u0627\u0644\u0636\u0631\u064a\u0628\u064a \u0648\u064a\u0636\u0645\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/td><td>\u0631\u0627\u062c\u0639 \u0645\u0648\u0627\u0642\u0639 \u0647\u064a\u0626\u0629 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0623\u0648 <a href=\"https:\/\/europa.eu\/youreurope\/index.htm\" target=\"_blank\" rel=\"noopener\"><strong>\u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a &#8220;Your Europe&#8221;<\/strong>.<\/a><\/td><\/tr><tr><td>4. <strong>\u062a\u062c\u0646\u0628 \u0627\u0644\u0627\u0632\u062f\u0648\u0627\u062c \u0627\u0644\u0636\u0631\u064a\u0628\u064a<\/strong><\/td><td>\u0627\u0633\u062a\u062e\u062f\u0645 <strong>\u0636\u0631\u0627\u0626\u0628 \u0627\u0644\u062f\u062e\u0644<\/strong> \u0628\u064a\u0646 \u0628\u0644\u062f\u0643 \u0627\u0644\u0623\u0635\u0644\u064a \u0648\u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0627\u0644\u0645\u0636\u064a\u0641\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0623\u064a\u0647\u0645\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0641\u0631\u0636 \u0636\u0631\u0627\u0626\u0628 \u0639\u0644\u0649 \u0645\u0639\u0627\u0634\u0643 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a. \u0637\u0627\u0644\u0628 \u0628\u0627\u0644\u0625\u0639\u0641\u0627\u0621\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0623\u0648 \u0627\u0644\u0625\u0639\u0641\u0627\u0621\u0627\u062a \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646\u062a \u0645\u062a\u0627\u062d\u0629. <\/td><td>\u064a\u0636\u0645\u0646 \u0644\u0643 \u0639\u062f\u0645 \u062f\u0641\u0639 \u0627\u0644\u0636\u0631\u064a\u0628\u0629 \u0645\u0631\u062a\u064a\u0646 \u0639\u0644\u0649 \u0646\u0641\u0633 \u0627\u0644\u062f\u062e\u0644.<\/td><td>\u0631\u0627\u062c\u0639 \u0627\u0644\u0628\u0646\u0648\u062f \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0644\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 <em>\u0627\u0644\u062e\u0627\u0635\u0629<\/em> <em>\u0648\u0627\u0644\u0639\u0627\u0645\u0629<\/em> <em>\u0648\u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0642\u0637\u0648\u0639<\/em> \u0628\u0634\u0643\u0644 \u0645\u0646\u0641\u0635\u0644.<\/td><\/tr><tr><td>5. <strong>\u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 &#8211; \u0627\u0633\u062a\u062e\u062f\u0645 \u0646\u0638\u0627\u0645 QROPS<\/strong><\/td><td>\u062a\u062d\u0648\u064a\u0644 \u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0641\u0642\u0637 \u0625\u0644\u0649<a href=\"https:\/\/www.gov.uk\/guidance\/check-the-recognised-overseas-pension-schemes-notification-list\" target=\"_blank\" rel=\"noopener\"> <strong>\u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u0645\u0624\u0647\u0644\u0629 \u0627\u0644\u0645\u0639\u062a\u0631\u0641 \u0628\u0647\u0627 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c (QROPS)<\/strong>.<\/a><\/td><td>\u062a\u062c\u0646\u0628 <strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0625\u0644\u0649 \u0627\u0644\u062e\u0627\u0631\u062c (OTC)<\/strong> \u0628\u0646\u0633\u0628\u0629 25% \u0648\u062a\u0636\u0645\u0646 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0645\u0639 HMRC.<\/td><td>\u0627\u0644\u0628\u0642\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 \u0623\u0648 \u062c\u0628\u0644 \u0637\u0627\u0631\u0642 \u0644\u0645\u062f\u0629 5 \u0633\u0646\u0648\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u0628\u0639\u062f \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0625\u0639\u0641\u0627\u0621\u0627\u062a.<\/td><\/tr><tr><td>6. <strong>\u0627\u0644\u062a\u0646\u0648\u064a\u0639 \u0648\u0627\u0644\u062a\u0643\u0645\u064a\u0644<\/strong> <\/td><td>\u0627\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0648\u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a \u0627\u0644\u0637\u0648\u0639\u064a\u0629 \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0623\u0648 \u062d\u0633\u0627\u0628\u0627\u062a <strong>\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f<\/strong> \u064a\u0629 \u0627\u0644\u0637\u0648\u0639\u064a \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0645\u0631\u0648\u0646\u0629.<\/td><td>\u064a\u0639\u0648\u0636 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0636\u062e\u0645 \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u0644\u0629\u061b \u0648\u064a\u0639\u0632\u0632 \u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u0645\u0627\u0644\u064a.<\/td><td>\u0627\u0633\u062a\u0643\u0634\u0641 <strong>\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0639\u0645\u0648\u0645 \u0623\u0648\u0631\u0648\u0628\u0627<\/strong> \u0623\u0648 \u0627\u0644\u062e\u0637\u0637 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0630\u0627\u062a \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629.<\/td><\/tr><tr><td>7. <strong>\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629<\/strong><\/td><td>\u0631\u0627\u062c\u0639 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a \u0648\u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0648\u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u0629 \u0643\u0644 12 \u0634\u0647\u0631\u0627\u064b.<\/td><td>\u062a\u062a\u063a\u064a\u0631 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0623\u0639\u0645\u0627\u0631 \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0648\u0627\u0644\u0645\u0639\u0627\u0647\u062f\u0627\u062a \u0628\u0627\u0646\u062a\u0638\u0627\u0645.<\/td><td>\u062d\u062f\u062f \u0645\u0648\u0639\u062f\u0627\u064b \u0644\u0644\u062a\u0630\u0643\u064a\u0631 \u0641\u064a \u0643\u0644 \u0639\u0627\u0645\u060c \u0648\u0642\u0645 \u0628\u062c\u062f\u0648\u0644\u0629 \u0645\u0631\u0627\u062c\u0639\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u0639 \u0645\u0633\u062a\u0634\u0627\u0631\u0643 \u0627\u0644\u0645\u0627\u0644\u064a.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66, .wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66[data-kb-block=\"kb-adv-heading15705_352755-66\"]{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66[data-kb-block=\"kb-adv-heading15705_352755-66\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66[data-kb-block=\"kb-adv-heading15705_352755-66\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66, .wp-block-kadence-advancedheading.kt-adv-heading15705_352755-66[data-kb-block=\"kb-adv-heading15705_352755-66\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<h3 class=\"kt-adv-heading15705_352755-66 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_352755-66\"><br\/>\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062e\u0637\u064a\u0637 \u0645\u0633\u0627\u0647\u0645\u0627\u062a\u0643\u060c \u0648\u0641\u0647\u0645 \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062b\u0646\u0627\u0626\u064a\u0629\u060c \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u0645\u0631\u0646\u0629 \u0645\u062b\u0644 PEPPs \u0623\u0648 <a href=\"https:\/\/www.gov.uk\/government\/publications\/qualifying-recognised-overseas-pension-schemes-charge-on-transfers\/the-overseas-transfer-charge-guidance\" target=\"_blank\" rel=\"noopener\">QROPS\u060c<\/a> \u064a\u0645\u0643\u0646\u0643 \u062a\u062d\u0648\u064a\u0644 \u0646\u0638\u0627\u0645 \u0645\u0639\u0642\u062f \u0625\u0644\u0649 \u062e\u0627\u0631\u0637\u0629 \u0637\u0631\u064a\u0642 \u0648\u0627\u0636\u062d\u0629 \u0648\u0645\u0645\u0643\u0651\u0646\u0629 \u0644\u0645\u0633\u062a\u0642\u0628\u0644\u0643.<br\/><\/h3>\n\n\n\n<h3 class=\"gb-headline gb-headline-54e17166 gb-headline-text\"><strong>\u062a\u062d\u0645\u0651\u0644 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u063a\u062f\u0643<\/strong><\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7, .wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7[data-kb-block=\"kb-adv-heading15705_4f0106-d7\"]{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7[data-kb-block=\"kb-adv-heading15705_4f0106-d7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7[data-kb-block=\"kb-adv-heading15705_4f0106-d7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7, .wp-block-kadence-advancedheading.kt-adv-heading15705_4f0106-d7[data-kb-block=\"kb-adv-heading15705_4f0106-d7\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<h3 class=\"kt-adv-heading15705_4f0106-d7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_4f0106-d7\">\u0646\u062d\u0646 \u0646\u062f\u0631\u0643 \u0623\u0646 \u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0642\u062f \u064a\u0628\u062f\u0648 \u0645\u0631\u0628\u0643\u0627\u064b\u061b \u0642\u0648\u0627\u0646\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0648\u0642\u0648\u0627\u0639\u062f \u0636\u0631\u064a\u0628\u064a\u0629 \u0645\u062a\u063a\u064a\u0631\u0629\u060c \u0648\u0623\u0646\u0638\u0645\u0629 \u0644\u0627 \u062a\u062a\u062d\u062f\u062b \u062f\u0627\u0626\u0645\u0627\u064b \u0646\u0641\u0633 \u0627\u0644\u0644\u063a\u0629. \u0648\u0647\u0646\u0627 \u0628\u0627\u0644\u0636\u0628\u0637 \u064a\u0623\u062a\u064a \u062f\u0648\u0631 <strong>Coach4Expats<\/strong>. \u0645\u0647\u0645\u062a\u0646\u0627 \u0647\u064a \u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u064a\u0646 \u0623\u0645\u062b\u0627\u0644\u0643 \u0639\u0644\u0649 \u062a\u062e\u0637\u064a \u062a\u0639\u0642\u064a\u062f\u0627\u062a \u0645\u0634\u0647\u062f \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627. \u0628\u062f\u0621\u0627\u064b \u0645\u0646 \u062a\u062e\u0637\u064a\u0637 \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0627\u062a\u0643 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0648\u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0648\u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0635\u0648\u0644\u0627\u064b \u0625\u0644\u0649 \u0648\u0636\u0639 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u0627\u064b \u0644\u062d\u0645\u0627\u064a\u0629 \u062b\u0631\u0648\u062a\u0643\u060c \u0641\u0646\u062d\u0646 \u0646\u062d\u0631\u0635 \u0639\u0644\u0649 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0622\u0645\u0646\u0627\u064b \u0645\u062b\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u062a\u064a \u062a\u0628\u0646\u064a\u0647\u0627 \u0627\u0644\u064a\u0648\u0645.   <br\/><br\/><strong>\u0647\u0644 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0639\u0642\u062f\u0643 \u0623\u0648 \u0641\u0647\u0645 \u062d\u0642\u0648\u0642\u0643 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\u061f <\/strong>\u0646\u062d\u0646 \u0641\u064a Coach4Expats\u060c \u0646\u0642\u062f\u0645 \u0623\u064a\u0636\u0627\u064b \u062e\u062f\u0645\u0629 <a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%b4%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d9%88%d8%b8%d9%8a%d9%81%d9%8a%d8%a9-%d8%a3%d8%b3%d9%88%d8%a7%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d8%a7%d9%84%d9%85%d8%ad\/\"><strong>\u062e\u062f\u0645\u0629 \u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u0639\u0642\u0648\u062f \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644<\/strong><\/a>: \u0646\u062d\u0644\u0644 \u0634\u0631\u0648\u0637 \u062a\u0648\u0638\u064a\u0641\u0643\u060c \u0648\u0628\u0646\u0648\u062f \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0634 \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u060c \u0648\u062d\u0642\u0648\u0642 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u060c \u0648\u0646\u0636\u0645\u0646 \u0623\u0646 \u0639\u0642\u062f\u0643 \u064a\u0636\u0639\u0643 \u0641\u064a \u0623\u0642\u0648\u0649 \u0648\u0636\u0639 \u0645\u0627\u0644\u064a. \u0644\u0627 \u062a\u062a\u0631\u0643 \u0647\u0630\u0647 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0644\u0644\u0635\u062f\u0641\u0629.   <a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%ad%d8%ac%d9%88%d8%b2%d8%a7%d8%aa\/\">\u0627\u062a\u0635\u0644 \u0628\u0646\u0627 \u0627\u0644\u064a\u0648\u0645!<\/a><br\/><\/h3>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-657713c3 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h2 class=\"gb-headline gb-headline-9aeb8d1e gb-headline-text\">\u0623\u0644\u0642 \u0646\u0638\u0631\u0629 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 <br>\u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0648\u0638\u064a\u0641\u0629 <\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39, .wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39[data-kb-block=\"kb-adv-heading15705_9ae5a3-39\"]{padding-right:0px;padding-left:0px;margin-bottom:0px;text-align:left;font-size:18px;font-weight:400;font-style:normal;font-family:Poppins;}.wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39[data-kb-block=\"kb-adv-heading15705_9ae5a3-39\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39[data-kb-block=\"kb-adv-heading15705_9ae5a3-39\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39, .wp-block-kadence-advancedheading.kt-adv-heading15705_9ae5a3-39[data-kb-block=\"kb-adv-heading15705_9ae5a3-39\"]{padding-right:0px;padding-left:0px;}}<\/style>\n<h3 class=\"kt-adv-heading15705_9ae5a3-39 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading15705_9ae5a3-39\">\u064a\u062a\u0641\u0647\u0645 \u0628\u0631\u0646\u0627\u0645\u062c Coach4expats \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0641\u0631\u064a\u062f\u0629 \u0644\u0625\u064a\u062c\u0627\u062f \u0641\u0631\u0635 \u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c\u060c \u0648\u0646\u062d\u0646 \u0647\u0646\u0627 \u0644\u062c\u0639\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0633\u0644\u0627\u0633\u0629 \u0648\u0646\u062c\u0627\u062d\u0627\u064b \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0643. \u0635\u064f\u0645\u0645\u062a \u0645\u062c\u0645\u0648\u0639\u062a\u0646\u0627 \u0627\u0644\u0634\u0627\u0645\u0644\u0629 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0625\u0631\u0634\u0627\u062f\u0643 \u062e\u0644\u0627\u0644 \u0643\u0644 \u062e\u0637\u0648\u0629 \u0645\u0646 \u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0639\u0645\u0644 \u0648\u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643: <br\/><br\/>\u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u062a\u0633\u0639\u0649 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0634\u0648\u0631\u0629 \u0634\u062e\u0635\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0631\u0624\u0649 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644\u060c \u0623\u0648 \u0634\u0628\u0643\u0629 \u062f\u0627\u0639\u0645\u0629\u060c \u0641\u0625\u0646 Coach4expats \u0647\u0646\u0627 \u0644\u0636\u0645\u0627\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062a\u062c\u0631\u0628\u0629 \u0627\u0646\u062a\u0642\u0627\u0644\u0643 \u0625\u0644\u0649 \u0645\u0643\u0627\u0646 \u0622\u062e\u0631 \u0646\u0642\u0637\u0629 \u0627\u0646\u0637\u0644\u0627\u0642 \u0646\u062d\u0648 \u0645\u0633\u062a\u0642\u0628\u0644 \u0623\u0643\u062b\u0631 \u0625\u0634\u0631\u0627\u0642\u0627\u064b.<br\/><br\/><a href=\"https:\/\/paquete.coach4expats.com\/booking\"><strong>\u0627\u062a\u0635\u0644 \u0628\u0646\u0627 \u0648\u0627\u0628\u062f\u0623 \u0631\u062d\u0644\u062a\u0643 \u0645\u0639\u0646\u0627 \u0627\u0644\u064a\u0648\u0645!<\/strong><\/a><br\/><\/h3>\n\n\n\n<div class=\"wp-block-essential-blocks-slider root-eb-slider-8gtm1\"><div class=\"eb-parent-wrapper eb-parent-eb-slider-8gtm1 \"><div class=\"eb-slider-wrapper eb-slider-8gtm1\" data-blockid=\"eb-slider-8gtm1\" data-version=\"v4\" data-settings=\"eyJhcnJvd3MiOnRydWUsImFkYXB0aXZlSGVpZ2h0Ijp0cnVlLCJhdXRvcGxheSI6dHJ1ZSwiYXV0b3BsYXlTcGVlZCI6MzAwMCwiZG90cyI6dHJ1ZSwiZmFkZSI6ZmFsc2UsImluZmluaXRlIjp0cnVlLCJwYXVzZU9uSG92ZXIiOnRydWUsInNsaWRlc1RvU2hvdyI6MSwic3BlZWQiOjUwMCwidmVydGljYWwiOmZhbHNlLCJjdXJyZW50U2xpZGUiOjAsInJ0bCI6ZmFsc2UsInJlc3BvbnNpdmUiOlt7ImJyZWFrcG9pbnQiOjEwMjUsInNldHRpbmdzIjp7InNsaWRlc1RvU2hvdyI6MX19LHsiYnJlYWtwb2ludCI6NzY3LCJzZXR0aW5ncyI6eyJzbGlkZXNUb1Nob3ciOjF9fV19\" data-arrownexticon=\"fas fa-arrow-alt-circle-right\" data-arrowprevicon=\"fas fa-arrow-alt-circle-left\" data-lightbox=\"false\"><div class=\"eb-slider-init eb-slider-type-content\"><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Business-coaching.png\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%aa%d8%af%d8%b1%d9%8a%d8%a8-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%a3%d8%b9%d9%85%d8%a7%d9%84-%d8%a7%d9%84%d8%aa%d8%ac%d8%a7%d8%b1%d9%8a%d8%a9-%d8%aa%d9%85%d9%83%d9%8a%d9%86-%d9%86%d8%ac\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Business-coaching.png\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0639\u0644\u0649 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/h2><p class=\"eb-slider-subtitle\">\u062a\u0645\u0643\u064a\u0646 \u0646\u062c\u0627\u062d \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%aa%d8%af%d8%b1%d9%8a%d8%a8-%d8%b9%d9%84%d9%89-%d8%a7%d9%84%d8%a3%d8%b9%d9%85%d8%a7%d9%84-%d8%a7%d9%84%d8%aa%d8%ac%d8%a7%d8%b1%d9%8a%d8%a9-%d8%aa%d9%85%d9%83%d9%8a%d9%86-%d9%86%d8%ac\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Job-advisory.jpg\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%b4%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d9%88%d8%b8%d9%8a%d9%81%d9%8a%d8%a9-%d8%a3%d8%b3%d9%88%d8%a7%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d8%a7%d9%84%d9%85%d8%ad\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Job-advisory.jpg\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629<\/h2><p class=\"eb-slider-subtitle\">\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0639\u0642\u0648\u062f \u0627\u0644\u0639\u0645\u0644 \u0648\u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0627\u0644\u064a\u0629<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%a7%d8%b3%d8%aa%d8%b4%d8%a7%d8%b1%d8%a7%d8%aa-%d8%a7%d9%84%d9%88%d8%b8%d9%8a%d9%81%d9%8a%d8%a9-%d8%a3%d8%b3%d9%88%d8%a7%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d8%a7%d9%84%d9%85%d8%ad\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Professional-Coaching-Job-Search.jpg\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%aa%d8%af%d8%b1%d9%8a%d8%a8-%d8%a7%d9%84%d9%85%d9%87%d9%86%d9%8a-%d8%a7%d9%84%d8%a8%d8%ad%d8%ab-%d8%b9%d9%86-%d9%88%d8%b8%d9%8a%d9%81%d8%a9-%d8%a7%d9%84%d8%a8%d8%ad%d8%ab-%d8%b9\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Professional-Coaching-Job-Search.jpg\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0645\u0647\u0646\u064a + \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0648\u0638\u064a\u0641\u0629 + \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0648\u0638\u064a\u0641\u0629<\/h2><p class=\"eb-slider-subtitle\">\u0645\u0635\u0645\u0645\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u0628\u062d\u062b\u0643 \u0639\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0639\u0646 \u0628\u064f\u0639\u062f.<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%aa%d8%af%d8%b1%d9%8a%d8%a8-%d8%a7%d9%84%d9%85%d9%87%d9%86%d9%8a-%d8%a7%d9%84%d8%a8%d8%ad%d8%ab-%d8%b9%d9%86-%d9%88%d8%b8%d9%8a%d9%81%d8%a9-%d8%a7%d9%84%d8%a8%d8%ad%d8%ab-%d8%b9\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Successful-Expatriate-Interviews.jpg\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d9%85%d9%82%d8%a7%d8%a8%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%ba%d8%aa%d8%b1%d8%a8%d9%8a%d9%86-%d8%a7%d9%84%d9%86%d8%a7%d8%ac%d8%ad%d8%a9\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Successful-Expatriate-Interviews.jpg\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0627\u0644\u0646\u0627\u062c\u062d\u0629<\/h2><p class=\"eb-slider-subtitle\">\u0627\u0633\u062a\u0639\u062f \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0623\u064a \u062a\u062d\u062f\u064d \u0628\u062b\u0642\u0629!<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d9%85%d9%82%d8%a7%d8%a8%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%ba%d8%aa%d8%b1%d8%a8%d9%8a%d9%86-%d8%a7%d9%84%d9%86%d8%a7%d8%ac%d8%ad%d8%a9\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Silver.jpg\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d9%81%d8%b6%d8%a9-%d8%a7%d8%ad%d8%b5%d9%84-%d8%b9%d9%84%d9%89-%d8%b3%d9%8a%d8%b1%d8%a9-%d8%b0%d8%a7%d8%aa%d9%8a%d8%a9-%d9%86%d8%a7%d8%ac%d8%ad%d8%a9\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Silver.jpg\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u0627\u0644\u0641\u0636\u0629<\/h2><p class=\"eb-slider-subtitle\">\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0633\u064a\u0631\u0629 \u0630\u0627\u062a\u064a\u0629 \u0646\u0627\u062c\u062d\u0629!<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d9%81%d8%b6%d8%a9-%d8%a7%d8%ad%d8%b5%d9%84-%d8%b9%d9%84%d9%89-%d8%b3%d9%8a%d8%b1%d8%a9-%d8%b0%d8%a7%d8%aa%d9%8a%d8%a9-%d9%86%d8%a7%d8%ac%d8%ad%d8%a9\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Gold.jpg\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%b0%d9%87%d8%a8-%d8%b9%d8%b2%d8%b2-%d8%ad%d9%8a%d8%a7%d8%aa%d9%83-%d8%a7%d9%84%d9%85%d9%87%d9%86%d9%8a%d8%a9\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Gold.jpg\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u0630\u0647\u0628<\/h2><p class=\"eb-slider-subtitle\">\u0639\u0632\u0632 \u062d\u064a\u0627\u062a\u0643 \u0627\u0644\u0645\u0647\u0646\u064a\u0629!<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a7%d9%84%d8%b0%d9%87%d8%a8-%d8%b9%d8%b2%d8%b2-%d8%ad%d9%8a%d8%a7%d8%aa%d9%83-%d8%a7%d9%84%d9%85%d9%87%d9%86%d9%8a%d8%a9\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Platinum.jpg\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a8%d9%84%d8%a7%d8%aa%d9%8a%d9%86%d9%8a%d9%88%d9%85-%d9%88%d8%b8%d9%8a%d9%81%d8%a9-%d8%a3%d8%ad%d9%84%d8%a7%d9%85%d9%83\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Platinum.jpg\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0648\u0645<\/h2><p class=\"eb-slider-subtitle\">\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0648\u0638\u064a\u0641\u0629 \u0623\u062d\u0644\u0627\u0645\u0643!<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d8%a8%d9%84%d8%a7%d8%aa%d9%8a%d9%86%d9%8a%d9%88%d9%85-%d9%88%d8%b8%d9%8a%d9%81%d8%a9-%d8%a3%d8%ad%d9%84%d8%a7%d9%85%d9%83\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><div class=\"eb-slider-item content-2\" data-src=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Diamond.jpg\"><div><a href=\"https:\/\/coach4expats.com\/ar\/%d8%af%d8%a7%d9%8a%d9%85%d9%88%d9%86%d8%af-%d8%a8%d8%a7%d9%82%d8%a9-%d8%ae%d8%a7%d8%b5%d8%a9-%d9%84%d9%83\/\" target=\"_blank\" rel=\"noopener\"><img class=\"eb-slider-image\" data-lazy=\"https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/11\/Diamond.jpg\"><\/a><\/div><div class=\"eb-slider-content align-left \" data-content-link=\"\" data-content-target=\"_self\"><h2 class=\"eb-slider-title\">\u062f\u064a\u0627\u0645\u0648\u0646\u062f<\/h2><p class=\"eb-slider-subtitle\">\u0628\u0627\u0642\u0629 \u062e\u0627\u0635\u0629 \u0644\u0643!<\/p><div class=\"eb-slider-button-wrapper\"><a href=\"https:\/\/coach4expats.com\/ar\/%d8%af%d8%a7%d9%8a%d9%85%d9%88%d9%86%d8%af-%d8%a8%d8%a7%d9%82%d8%a9-%d8%ae%d8%a7%d8%b5%d8%a9-%d9%84%d9%83\/\" class=\"eb-slider-button\" target=\"_blank\" rel=\"noopener\">\u0627\u0639\u0631\u0641 \u0627\u0644\u0645\u0632\u064a\u062f<\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<h2 class=\"gb-headline gb-headline-d6f0150f gb-headline-text\"><strong><strong><strong><strong><strong>\u0634\u0643\u0648\u0643 \u0623\u0648 \u0623\u0633\u0626\u0644\u0629\u061f  <\/strong><\/strong><\/strong><\/strong><\/strong><br><strong><strong><strong><strong><strong>\u0627\u062a\u0635\u0644 \u0628\u0646\u0627 \u0627\u0644\u0622\u0646! \ud83d\udc47<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-6b638f13 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f8016-o1\" lang=\"ar\" dir=\"rtl\" data-wpcf7-id=\"8016\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/ar\/wp-json\/wp\/v2\/posts\/15706#wpcf7-f8016-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"\u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0627\u062a\u0635\u0627\u0644\" enctype=\"multipart\/form-data\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"8016\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"ar\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f8016-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<p><label> \u0627\u0644\u0627\u0633\u0645<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0631\u0643\u064a\u0632 | \u062d\u062f\u062f \u0645\u0627 \u062a\u0634\u0639\u0631 \u0623\u0646 \u0634\u0631\u064a\u0643\u0643 \u064a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062f\u0639\u0645 \u0641\u064a\u0647 <\/label><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"area-focus\"><span class=\"wpcf7-form-control wpcf7-checkbox wpcf7-validates-as-required\"><span class=\"wpcf7-list-item first\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646\" \/><span class=\"wpcf7-list-item-label\">\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0641\u0647\u0645 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\" \/><span class=\"wpcf7-list-item-label\">\u0641\u0647\u0645 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0639\u0631\u0648\u0636 \u0627\u0644\u0639\u0645\u0644 \u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629\" \/><span class=\"wpcf7-list-item-label\">\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0639\u0631\u0648\u0636 \u0627\u0644\u0639\u0645\u0644 \u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629\" \/><span class=\"wpcf7-list-item-label\">\u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648 \u062a\u062d\u0633\u064a\u0646 \u0644\u064a\u0646\u0643\u062f \u0625\u0646\" \/><span class=\"wpcf7-list-item-label\">\u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648 \u062a\u062d\u0633\u064a\u0646 \u0644\u064a\u0646\u0643\u062f \u0625\u0646<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0648\u0647\u0645\u064a\u0629\" \/><span class=\"wpcf7-list-item-label\">\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0648\u0647\u0645\u064a\u0629<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0648\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0645\u0647\u0646\u064a\" \/><span class=\"wpcf7-list-item-label\">\u0645\u0642\u0627\u0628\u0644\u0627\u062a \u0648\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0645\u0647\u0646\u064a<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629\" \/><span class=\"wpcf7-list-item-label\">\u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0645\u062d\u0627\u062f\u062b\u0627\u062a \u0627\u0644\u0648\u0636\u0648\u062d\" \/><span class=\"wpcf7-list-item-label\">\u0645\u062d\u0627\u062f\u062b\u0627\u062a \u0627\u0644\u0648\u0636\u0648\u062d<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\" \/><span class=\"wpcf7-list-item-label\">\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \/ \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0628\u0639\u062f \u0627\u0646\u0642\u0637\u0627\u0639 \u0645\u0647\u0646\u064a\" \/><span class=\"wpcf7-list-item-label\">\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \/ \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0628\u0639\u062f \u0627\u0646\u0642\u0637\u0627\u0639 \u0645\u0647\u0646\u064a<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644 \u0648\u0645\u0633\u0624\u0648\u0644\u064a \u0627\u0644\u062a\u0648\u0638\u064a\u0641\" \/><span class=\"wpcf7-list-item-label\">\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644 \u0648\u0645\u0633\u0624\u0648\u0644\u064a \u0627\u0644\u062a\u0648\u0638\u064a\u0641<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0643\u062a\u0627\u0628\u0629 \u062e\u0637\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0642\u062f\u064a\u0645\" \/><span class=\"wpcf7-list-item-label\">\u0643\u062a\u0627\u0628\u0629 \u062e\u0637\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u0642\u062f\u064a\u0645<\/span><\/label><\/span><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0623\u0631\u064a\u062f \u0623\u062a\u0645\u062a\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0648\u0638\u064a\u0641\u0629\" \/><span class=\"wpcf7-list-item-label\">\u0623\u0631\u064a\u062f \u0623\u062a\u0645\u062a\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0648\u0638\u064a\u0641\u0629<\/span><\/label><\/span><span class=\"wpcf7-list-item last\"><label><input type=\"checkbox\" name=\"area-focus[]\" value=\"\u0623\u0646\u0627 \u0639\u0636\u0648 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \/ \u0645\u062f\u064a\u0631 \u062a\u0646\u0641\u064a\u0630\u064a \/ \u0645\u062f\u064a\u0631 \u062a\u0646\u0641\u064a\u0630\u064a \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646. \u0623\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062f\u0639\u0645 \u062e\u0627\u0635 \u0628\u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0623\u0642\u062f\u0645\u064a\u062a\u064a.\" \/><span class=\"wpcf7-list-item-label\">\u0623\u0646\u0627 \u0639\u0636\u0648 \u0645\u062c\u0644\u0633 \u0625\u062f\u0627\u0631\u0629 \/ \u0645\u062f\u064a\u0631 \u062a\u0646\u0641\u064a\u0630\u064a \/ \u0645\u062f\u064a\u0631 \u062a\u0646\u0641\u064a\u0630\u064a \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646. \u0623\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062f\u0639\u0645 \u062e\u0627\u0635 \u0628\u0627\u0644\u0646\u0638\u0631 \u0625\u0644\u0649 \u0623\u0642\u062f\u0645\u064a\u062a\u064a.<\/span><\/label><\/span><\/span><\/span>\n<\/p>\n<p><label> \u0627\u0644\u0645\u0648\u0636\u0648\u0639<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span> <\/label>\n<\/p>\n<p><label> \u0627\u0644\u0631\u0633\u0627\u0644\u0629<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span> <\/label>\n<\/p>\n<p><label> \u0623\u0631\u0633\u0644 \u0644\u0646\u0627 \u0633\u064a\u0631\u062a\u0643 \u0627\u0644\u0630\u0627\u062a\u064a\u0629!<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"resume-cv\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-file\" accept=\".pdf,.docx\" aria-invalid=\"false\" type=\"file\" name=\"resume-cv\" \/><\/span> <\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"\u0625\u0631\u0633\u0627\u0644\" \/>\n<\/p><input type='hidden' class='wpcf7-pum' value='{\"closepopup\":false,\"closedelay\":0,\"openpopup\":false,\"openpopup_id\":0}' \/><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share uagb-social-share__outer-wrap uagb-social-share__layout-horizontal uagb-block-ab8bf5a2\">\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-a076eb2d\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.facebook.com\/sharer.php?u=\" tabindex=\"0\" role=\"button\" aria-label=\"facebook\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.8 90.69 226.4 209.3 245V327.7h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.3 482.4 504 379.8 504 256z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-6f6a9e50\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/twitter.com\/share?url=\" tabindex=\"0\" role=\"button\" aria-label=\"twitter\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zm-48.9 158.8c.2 2.8 .2 5.7 .2 8.5 0 86.7-66 186.6-186.6 186.6-37.2 0-71.7-10.8-100.7-29.4 5.3 .6 10.4 .8 15.8 .8 30.7 0 58.9-10.4 81.4-28-28.8-.6-53-19.5-61.3-45.5 10.1 1.5 19.2 1.5 29.6-1.2-30-6.1-52.5-32.5-52.5-64.4v-.8c8.7 4.9 18.9 7.9 29.6 8.3a65.45 65.45 0 0 1 -29.2-54.6c0-12.2 3.2-23.4 8.9-33.1 32.3 39.8 80.8 65.8 135.2 68.6-9.3-44.5 24-80.6 64-80.6 18.9 0 35.9 7.9 47.9 20.7 14.8-2.8 29-8.3 41.6-15.8-4.9 15.2-15.2 28-28.8 36.1 13.2-1.4 26-5.1 37.8-10.2-8.9 13.1-20.1 24.7-32.9 34z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-dfbf15ba\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/www.linkedin.com\/shareArticle?url=\" tabindex=\"0\" role=\"button\" aria-label=\"linkedin\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-57956353\"><span class=\"uagb-ss__link\" data-href=\"mailto:?body=\" tabindex=\"0\" role=\"button\" aria-label=\"email\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M464 64C490.5 64 512 85.49 512 112C512 127.1 504.9 141.3 492.8 150.4L275.2 313.6C263.8 322.1 248.2 322.1 236.8 313.6L19.2 150.4C7.113 141.3 0 127.1 0 112C0 85.49 21.49 64 48 64H464zM217.6 339.2C240.4 356.3 271.6 356.3 294.4 339.2L512 176V384C512 419.3 483.3 448 448 448H64C28.65 448 0 419.3 0 384V176L217.6 339.2z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n\n\n\n<div class=\"wp-block-uagb-social-share-child uagb-ss-repeater uagb-ss__wrapper uagb-block-2dbdfead\"><span class=\"uagb-ss__link\" data-href=\"https:\/\/api.whatsapp.com\/send?text=\" tabindex=\"0\" role=\"button\" aria-label=\"whatsapp\"><span class=\"uagb-ss__source-wrap\"><span class=\"uagb-ss__source-icon\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M511.2 387l-23.25 100.8c-3.266 14.25-15.79 24.22-30.46 24.22C205.2 512 0 306.8 0 54.5c0-14.66 9.969-27.2 24.22-30.45l100.8-23.25C139.7-2.602 154.7 5.018 160.8 18.92l46.52 108.5c5.438 12.78 1.77 27.67-8.98 36.45L144.5 207.1c33.98 69.22 90.26 125.5 159.5 159.5l44.08-53.8c8.688-10.78 23.69-14.51 36.47-8.975l108.5 46.51C506.1 357.2 514.6 372.4 511.2 387z\"><\/path><\/svg><\/span><\/span><\/span><\/div>\n<\/div>\n<\/article>\n\n<div class=\"wp-block-uagb-container uagb-block-984eeae7 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<h2 class=\"gb-headline gb-headline-7a99a522 gb-headline-text\">\u0642\u0631\u0627\u0621\u0627\u062a \u0630\u0627\u062a \u0635\u0644\u0629: \u0627\u0637\u0644\u0639 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0642\u0627\u0644\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649!<\/h2>\n\n\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627: \u0643\u064a\u0641 \u062a\u0624\u0645\u0646 \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0639\u0646\u062f\u0645\u0627 \u0627\u0646\u062a\u0642\u0644\u062a \u0645\u0627\u0631\u064a\u0627 \u0645\u0646 \u0634\u064a\u0643\u0627\u063a\u0648 \u0625\u0644\u0649 \u0628\u0627\u0631\u064a\u0633 \u0645\u0646 \u0623\u062c\u0644 \u0648\u0638\u064a\u0641\u0629 \u0623\u062d\u0644\u0627\u0645\u0647\u0627\u060c [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":15719,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"boxed","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[726],"tags":[],"class_list":["post-15706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-726"],"uagb_featured_image_src":{"full":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe.jpg",1500,1000,false],"thumbnail":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe-150x150.jpg",150,150,true],"medium":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe-300x200.jpg",300,200,true],"medium_large":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe-768x512.jpg",768,512,true],"large":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe-800x533.jpg",800,533,true],"1536x1536":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe.jpg",1500,1000,false],"2048x2048":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe.jpg",1500,1000,false],"widget-thumbnail":["https:\/\/coach4expats.com\/wp-content\/uploads\/2025\/10\/Pension-Plans-for-Expats-in-Europe-75x75.jpg",75,75,true]},"uagb_author_info":{"display_name":"romano","author_link":"https:\/\/coach4expats.com\/ar\/author\/romano\/"},"uagb_comment_info":0,"uagb_excerpt":"\u062e\u0637\u0637 \u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 \u0644\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646 \u0641\u064a \u0623\u0648\u0631\u0648\u0628\u0627: \u0643\u064a\u0641 \u062a\u0624\u0645\u0646 \u0645\u0633\u062a\u0642\u0628\u0644\u0643 \u0639\u0646\u062f\u0645\u0627 \u0627\u0646\u062a\u0642\u0644\u062a \u0645\u0627\u0631\u064a\u0627 \u0645\u0646 \u0634\u064a\u0643\u0627\u063a\u0648 \u0625\u0644\u0649 \u0628\u0627\u0631\u064a\u0633 \u0645\u0646 \u0623\u062c\u0644 \u0648\u0638\u064a\u0641\u0629 \u0623\u062d\u0644\u0627\u0645\u0647\u0627\u060c [&hellip;]","_links":{"self":[{"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/posts\/15706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/comments?post=15706"}],"version-history":[{"count":4,"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/posts\/15706\/revisions"}],"predecessor-version":[{"id":16611,"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/posts\/15706\/revisions\/16611"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/media\/15719"}],"wp:attachment":[{"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/media?parent=15706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/categories?post=15706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coach4expats.com\/ar\/wp-json\/wp\/v2\/tags?post=15706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}